The Ultimate Guide To Making Big Life Decisions

How To Make Big Life Decisions

The most common question I get asked in the Smart Twenties Community is this –

How do I decide what to do?

How do I decide whether to change career? Whether to move cities? Whether to go back to school? Whether to start a business? Whether to travel?

So today, I’m sharing my answer!

This guide will walk you through the step-by-step process I use to make big life decisions, including my decision to quit my full-time accounting job for blogging (which is about as big as they get).

I always recommend putting pen to paper whenever you’re doing anything like this! So to help you do it, I’ve created a free worksheet to help you finally make that big life decision that’s been playing on your mind.

Just click the button below to download your copy of the worksheet and let’s get into it!


Ok, so this step might seem a little too obvious. But I really want to make sure that you have a very specific decision in mind.

The good news is that this step shouldn’t take long! In fact, it’ll probably only take you two seconds to think of the big life decision that’s been hanging over your head.

Once you’ve got it – write it down. That’s what we’re working with today.

Maybe you don’t know whether you should move city. Maybe you don’t know whether you should go back to school. Maybe you don’t know whether you should change careers. Maybe you don’t know whether you should take a leap of faith and follow that thing that lights you up.

Whatever it is, write it down now.

Seriously. Stop reading, find a pen and write it down!

And don’t forget you can download the free worksheet to help you work through this whole process in a little more detail!

However you want to do it, writing it down will force you to articulate it. And that will make all the difference.


Now that you’ve written down your big life decision, I want you to get clear on the fear that’s been stopping you from making it.

That’s right. It’s fear that’s been stopping you, nothing else.

Sometimes we like to tell ourselves that the reason we haven’t made a big life decision is because we need to do some more research or because we need to talk to that one friend that might have some helpful advice.

But I’d say it’s more than likely that you’ve already got all the information you need to make a fully informed decision.

And if you really don’t think you do, I want to suggest the reason you don’t have that information is because you’ve been procrastinating. You’re procrastinating on the research and chatting to your friend and whatever else it is you need to do because you feel like you don’t have to make a decision until you have that information. And the longer it takes you to get that information, the longer you can put the decision off (but that’s a whole other story, which I’ve written about here)!

What I’m trying to say is this – the only reason you haven’t made a decision is because you’re scared.

And I want you to dig into that. Why are you scared to make this big life decision?

Your first thought is probably that you’re scared of failure, but I really want to go further than that.

Since you’ve found your way to my blog, I can guess that you’re a perfectionist. And that means that you’re scared of failure because you’re scared of judgement, you’re scared of wasting effort and you’re scared of not being good enough.

But there might be something even deeper than that.

When I was making the decision to quit my full-time job for blogging (which you can read about here – yay!) one of the very first steps was digging into my fear and figuring out exactly why was I so scared to take a leap of faith.

When I began to dig into it (using an exercise called ‘fear-setting’ from Tools of Titans by Tim Ferriss, which I go through in the free worksheet) it turned out that my fear ran deeper than I’d ever realised.

And just by the way, this actually astounded me! I’d spent so much time feeling scared about making this decision that I could have sworn I knew exactly what was stopping me.

But with the help of that exercise, I realised that what I was ultimately scared of was rejection from one person in particular – my boyfriend Steve.

I was scared of failure, yes.

But because I’d never been forced to articulate this vague fear, I never realised that the main reason I was scared of failure was because I (subconsciously) believed my failure would put pressure on my relationship with Steve and lead it to end.

So the thing that was stopping me was not this vague fear of failure, but the fear that my leap of faith would somehow put an end to my relationship with Steve.

Once I could see it for what it was (which was so liberating I can’t even tell you) my fear immediately began to take a back seat. And I truly believe the reason for that was that when fear is vague it’s overwhelming. But when a fear is specific, it seems much more manageable.

The key is to get to the true fear, so make sure you download my free worksheet to do the same exercise I did and figure out exactly what’s stopping you (I can guarantee it’ll be different to what you think):


So now you know exactly what you’re working with – you’ve got your big life decision that you need to make and you know the specific fear that has been stopping you from making it.

The next step is to lay out your options, but I don’t want you to make a pros and cons list!

Nothing against the good old pros and cons but there’s something that I find much more helpful – advantages vs advantages.

And there’s a few reasons I want you to use this. For one, you’ve probably already run through the pros and cons a million times and it’s gotten you nowhere. So it’s time for something new. Secondly, listing only advantages really forces you to take a new perspective because you’ll be focused only on the upside.

And yes, there is a time for the downside to be considered. But it’s not right now.

For this step, all you need to do is create a pros and cons list – without the cons! Just list out each of the different options you could choose from when making your decision and the advantages for each of them.

Whether it’s in my free worksheet or in your journal, just list it out! And don’t over-think it. We’re naturally very good at seeing the negatives in any situation, so we’ll be tempted to leave out an advantage if there’s something to counter it. But don’t. Just write out the advantages.


Now that you have a list of the advantages of each option, I want you to look at those options and try to tune into your gut instinct.

If you had to pick one decision right now, which would it be?

Don’t try to put any reason or logic behind your answer, just tune into your gut feeling.

Which option do you feel pulled too?

A lot of the time, we put off making big life decisions purely because we’re scared to trust our gut (especially if our gut instinct seems illogical to others). I know I talked about fear earlier, but sometimes we’re just scared to believe we have what it takes. We’re scared of what others might think. We’re scared of putting hard work and effort into something that won’t be ‘worth it’.

But if you didn’t have to justify it to anyone and you didn’t have any fear, ask yourself which option you would choose. And hen write down the answer.


This is definitely one of the most important steps – you need to set a deadline! And it can’t be more than two weeks away (and that’s being super generous).

We can trick ourselves into thinking we’re responsible for taking forever to make a decision. For some reason, we seem to think that the longer we spend on a decision the better it will be true. But this usually isn’t the case.

Usually, we end up going with the gut instinct we’ve had from the beginning and waste months if not years in the limbo of indecision.

You have all the information you need (unless you’ve been procrastinating on the research so you have an excuse to put off making the decision – in which case, read this). So at this point, you’re just trying to keep yourself in a world where you haven’t made the ‘wrong decision’. But this is not a good place to stay.

So set a deadline and write it down – the day of the week, the day, the month and the year. And make sure it’s within two weeks!


I just want to let you know in advance that once you make this big life decision, you’re going to want to backflip on it immediately.

It’s kinda like getting food envy.

No matter how long you spend choosing your meal and how many different options you weigh up, you regret your decision the minute you see what your friend’s got.

When it comes to food, we normally don’t have the luxury of the backflip. So we eat what we ordered. More often than not, our meal turns out to be as good as we thought it would be. But when it’s not, we learn from it.

Unfortunately, big life decisions are a little different! Many of them don’t have any urgency unless we create it ourselves and we can backflip if we want.

But this is exactly why I want you to make a decision (by your deadline!) and make it strongly. The desire to backflip will be there, just like food envy always is. But decide you won’t give into it. Decide you won’t change your order. Decide that, instead, you’ll learn from it.

And if you do backflip (which I DO NOT recommend, in case you didn’t get that) you need to make a strong decision to commit to the other option. Do not let yourself go back into the limbo of indecision! You need to make a decision one way or the other, by your deadline, and stick with it.

And this isn’t easy, which is why we often don’t make strong decisions. We say things like “I think I’m going to” or “I think I’ll try” instead of “I’m going to” and “I will”. It takes practice to make strong decisions but what better time to start than now?

So get clear on your decision, face your fears, lay out the options, trust your gut, set a deadline and make a string decision. It really is as simple as that!

And don’t forget to download my free worksheet that will help you make the right decision!

And if you need help making a big life decision, let me know in the comments below!

Talk soon,
Sam xx

I share my tried and tested 6-step process for making big life decisions in your twenties as well as a free worksheet to help you do it! This is a must-read for all twentysomethings and millennials struggling to decide what to do with their lives or what to do next.
Facing a difficult life decision? Can't decide whether to quit your job? Get my free step-by-step worksheet to figure out what to do!
Facing a difficult life decision? Can't decide whether to quit your job? Get my free step-by-step worksheet to figure out what to do! Advice for your twenties!
Facing a difficult life decision? Can't decide whether to quit your job? Get my free step-by-step worksheet to figure out what to do!

I share my tried and tested 6-step process for making big life decisions in your twenties as well as a free worksheet to help you do it! This is a must-read for all twentysomethings and millennials struggling to decide what to do with their lives or what to do next.

Author: Sam Brown

  • This guide is good and valuable! I really agree with you on listening to your gut and following through with your choices, despite the food envy. It’s so important!

    I also wanted to say that it’s going to be really fun and interesting to follow you on YouTube! 🙂

  • I really like the idea of advantages vs advantages, to really dig deep and see the positives to all options. And I feel that you would get a clear picture of which option has the most advantages and or which option has the advantages that align with your values in life. Thank you for this great post.

  • Thanks so much for this great post Sam! It was so helpful to rate the possibility of the worst case scenario on a scale of 1 to 10. When you take a step back and assign a number – things seem so much more reasonable.

  • This is exactly what I needed to read! I have been thinking about a decision that I’ve been wanting to make for a looong time. Over the past few days, I am realizing that it was myself that was holding me back. Thanks, Sam!

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